PK111 GCash — Limits, Fees & Settlement

GCash gets covered here as a Philippine payment rail in its own right — limits, settlement behaviour and published fees, not a casino’s cashier.

GCash at a glance

Field	Value
Operated by	G-Xchange, Inc. is part of Mynt, itself a joint venture formed by Globe Fintech Innovations and Ayala Corporation.
Regulated by	Its Electronic Money Issuer licence comes from Bangko Sentral ng Pilipinas
Wallet limit	The cap for Fully Verified users is PHP 100,000, based on the balance at any given time. Basic sits at PHP 10,000, GCash Jr at PHP 50,000, Fully Verified at PHP 100,000, GCash Plus at PHP 500,000, and GCash Platinum at the top with PHP 1,000,000.
Per-transaction cap	Not published
Settlement	instant clearing for wallet-to-wallet and InstaPay, same-day clearing for PESONet — figures set by the rail beneath, not by GCash
Published fees	OTC channels combined allow free over-the-counter cash-in up to PHP 8,000 monthly, with 2 per cent charged beyond that point, and the count resets each month on the first. PHP 15 at BPI and PHP 10 at UnionBank are the bank-set charges for cash-in via InstaPay from a linked account. For PayPal cash-in, GCash’s fee is 1 per cent under PHP 20,000 and a flat PHP 200 once you reach that amount, changing to a flat 1 per cent from 7 March 2026 by its own account. There is no cost attached to Payoneer cash-in transactions or remittance claims. Pera Outlet agents apply a suggested 1 per cent charge, decided by the outlet, once a cash-in reaches a minimum of PHP 100.

These are snapshot figures, recorded 2026-09. Fees and limits can change without notice at any payment provider, so its own page remains the only current source.

How fast money actually moves

GCash settles instant clearing for wallet-to-wallet and InstaPay, same-day clearing for PESONet — figures set by the rail beneath, not by GCash. The subject there is the rail, not the casino — a withdrawal can wait in an operator’s internal review before GCash ever handles it, and that review is normally what takes the time.

A per-transaction cap is not published. None is published for this rail.

What GCash says about gambling transactions

There’s no explicit gambling-merchant ban in GCash’s own terms and conditions, though a clause against pyramid and Ponzi schemes comes nearest. Where restrictions apply, the regulator is behind them. BSP Memorandum M-2025-029 (14 August 2025) gave every BSP-supervised institution a 48-hour window to take down gambling and gaming redirects and links inside their apps, after which GCash withdrew its GLife Games top-up and withdrawal feature from 16 August 2025.

GCash, apart from this, declares zero tolerance toward illegal gambling operators, and claims roughly 3,200 merchants have been blocked after abusing its QR system to funnel users into illegal gambling and scam sites. That combination reins in illegal-gambling-linked merchants together with in-app gaming top-ups. It neither claims that a licensed casino’s cashier can be funded with GCash, nor claims that it cannot.

Verification tiers

• Basic — It covers paying bills, topping up load, cashing in and scanning to pay. the wallet tops out at PHP 10,000, monthly inflow and outflow both sit at PHP 5,000, and no daily cap is on record
• GCash Jr. — The Basic feature set applies to those in the 7-to-17 age bracket. PHP 50,000 as the wallet ceiling, PHP 10,000 for monthly cash-in, PHP 10,000 for both daily and monthly cash-out
• Fully Verified — You gain send money, bank transfer, pay online, the GCash card, plus Borrow, GSave, GInvest, GInsure, and GLife. PHP 100,000 sets the wallet ceiling, PHP 100,000 the monthly inbound limit, and PHP 100,000 the daily outbound limit, with outflow left uncapped monthly.
• GCash Plus — A linked bank or investment account, together with Fully Verified status, is what this requires. PHP 500,000 as the wallet limit, PHP 500,000 allowed in each month, and PHP 100,000 allowed out each day
• GCash Platinum — Eligible Globe Platinum subscribers only. monthly inflow reaches PHP 1,000,000, daily outflow tops out at PHP 500,000, monthly outflow also caps at PHP 1,000,000, and the wallet ceiling itself sits at PHP 1,000,000

The published ceiling of The cap for Fully Verified users is PHP 100,000, based on the balance at any given time. Basic sits at PHP 10,000, GCash Jr at PHP 50,000, Fully Verified at PHP 100,000, GCash Plus at PHP 500,000, and GCash Platinum at the top with PHP 1,000,000. applies to the tier stated above, not to every account.

Paying with GCash at PK111

1. Sign in at PK111 and open the cashier.
2. The cashier lists GCash as a payment method for your account — select it there.
3. Make sure the name on your PK111 account matches the name on your GCash account.
4. Confirm the amount only after checking the minimum, maximum and any fee on the cashier screen.

Check the cashier screen before a first deposit with a new method, since it shows your account’s live limits.